Chapter 13

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Chapter 13 Bankruptcy Attorney In Okemos, Michigan

What Is A Chapter 13 Bankruptcy?

If you're in Michigan and you've found yourself behind on your house or car payments, Don Burch can use a Chapter 13 bankruptcy to halt foreclosure on your home, assist you in keeping your car, and potentially even reduce your car payments. In certain situations, you might be eligible for a plan in which you only pay part of your debt but keep ownership of all your possessions, including your home and car. Even if past parking tickets have resulted in the loss of your driver’s license, a Chapter 13 proceeding with Don Burch can put you on the path to having your license reinstated. 



To fully reap the benefits of a Chapter 13 bankruptcy, you need a seasoned law attorney like Don Burch. With a consistent track record of successful handling of Chapter 13 proceedings for clients in Michigan, Don Burch is committed to helping you pursue a favourable outcome. To find out how Don Burch can serve you, schedule an appointment today.

Call Michigan Attorney Don E. Burch at 517-349-2700 to schedule a consultation with a lawyer today.

How Do I Qualify for a Chapter 13 Bankruptcy?

Don Burch, from Michigan, brings heaps of knowledge about managing bankruptcies. A consistent and steady income is critical, and it doesn't necessarily have to come from employment. Social security or disability benefits, unemployment compensation, retirement payments, and even rent revenue can qualify you for Chapter 13 bankruptcy. However, it is important to note that stock and commodity brokers, as well as corporations, are not eligible. Self-employed individuals and sole proprietors, much like Don Burch himself, can also qualify, provided their debts are within certain limits. Moreover, if your debts are planned to be spread over three to five years, Chapter 13 could be a suitable option for you, depending on a means test to confirm your eligibility. Don Burch is ready to evaluate your circumstances prior to you filing, offering guidance on whether Chapter 13 is the right choice for you. To begin this process, contact Don Burch in Michigan promptly.

What Happens During a Chapter 13 Proceeding?

First, your eligibility will need to be verified through a certain means test mentioned previously. If you meet the criteria, embarking on a Chapter 13 bankruptcy will halt any foreclosures, wage garnishments, repossessions, lawsuits, or other creditor harassment. Don Burch will guide you in crafting a repayment plan that requires court approval. The court will assess if your plan is proposed in good faith and whether your unsecured creditors' payout matches or exceeds what they would receive from a Chapter 7 filing. Additionally, all your disposable income - any income not meant for your support and maintenance - should be fully utilized in your repayments. Navigating this intricate process can be less daunting with a seasoned bankruptcy attorney like Don Burch from Michigan, ensuring a positive outcome. For initiating the process, touch base with Don Burch today.

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Disclaimer: We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.

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